{"id":373,"date":"2026-10-20T19:24:41","date_gmt":"2026-10-20T10:24:41","guid":{"rendered":"https:\/\/occupationnavi.com\/?p=373"},"modified":"2026-10-20T19:24:41","modified_gmt":"2026-10-20T10:24:41","slug":"4dae-insurance-2026","status":"publish","type":"post","link":"https:\/\/occupationnavi.com\/?p=373","title":{"rendered":"4\ub300\ubcf4\ud5d8 \uc694\uc728 2026 \ucd1d\uc815\ub9ac \u2013 \uacc4\uc0b0 \ubc29\ubc95\uacfc \uac00\uc785\uc870\uac74 \ud55c\ub208\uc5d0"},"content":{"rendered":"<p>\ub9e4\ub2ec \uc6d4\uae09\uba85\uc138\uc11c\ub97c \ubcf4\uba74 \uc138\uae08 \uc678\uc5d0\ub3c4 \uc5ec\ub7ec \uacf5\uc81c \ud56d\ubaa9\uc774 \ube60\uc838\ub098\uac11\ub2c8\ub2e4. \uadf8 \uc911\uc2ec\uc5d0 \uc788\ub294 \uac83\uc774 \ubc14\ub85c 4\ub300\ubcf4\ud5d8\uc785\ub2c8\ub2e4. 2026\ub144\uc5d0\ub294 \uad6d\ubbfc\uc5f0\uae08\uacfc \uac74\uac15\ubcf4\ud5d8 \uc694\uc728\uc774 \ud568\uaed8 \uc624\ub974\uba74\uc11c \uc2e4\uc218\ub839\uc561\uc5d0\ub3c4 \ubcc0\ud654\uac00 \uc0dd\uacbc\ub294\ub370\uc694. 4\ub300\ubcf4\ud5d8\uc774 \uc815\ud655\ud788 \ubb34\uc5c7\uc774\uace0, \uc694\uc728\uc740 \uc5b4\ub5bb\uac8c \ubc14\ub00c\uc5c8\uc73c\uba70, \ub204\uac00 \uc5bc\ub9c8\ub97c \ubd80\ub2f4\ud558\ub294\uc9c0 \uc544\ub798\uc5d0\uc11c \ud558\ub098\uc529 \uc9da\uc5b4 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>4\ub300\ubcf4\ud5d8\uc774\ub780 \ubb34\uc5c7\uc77c\uae4c<\/h2>\n<p><iframe title=\"\uc138\uae08 \ub0c8\ub294\ub370 \ub610 \ub0b4\ub77c\uace0\uc694? 4\ub300\ubcf4\ud5d8 \uad6c\uc870\uc640 \uc808\uac10 \ubc29\ubc95\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/a7KaZTWCGWY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>\ucd9c\ucc98: <a href=\"https:\/\/www.youtube.com\/watch?v=a7KaZTWCGWY\" target=\"_blank\" rel=\"noopener\">\ub85c\ub364\uc138\ubb34\ubc95\uc778<\/a><\/p>\n<p>4\ub300\ubcf4\ud5d8\uc740 \uad6d\uac00\uac00 \ubc95\uc73c\ub85c \uac00\uc785\uc744 \uc758\ubb34\ud654\ud55c \ub124 \uac00\uc9c0 \uc0ac\ud68c\ubcf4\ud5d8\uc73c\ub85c, \uad6d\ubbfc\uc5f0\uae08\u00b7\uac74\uac15\ubcf4\ud5d8\u00b7\uace0\uc6a9\ubcf4\ud5d8\u00b7\uc0b0\uc7ac\ubcf4\ud5d8\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uc9c8\ubcd1, \ub178\ub839, \uc2e4\uc5c5, \uc5c5\ubb34\uc0c1 \uc7ac\ud574\ucc98\ub7fc \uac1c\uc778\uc774 \ud63c\uc790 \uac10\ub2f9\ud558\uae30 \uc5b4\ub824\uc6b4 \uc704\ud5d8\uc5d0 \ub300\ube44\ud574 \uac00\uc785\uc790\uc640 \uc0ac\uc5c5\uc8fc\uac00 \ubcf4\ud5d8\ub8cc\ub97c \ud568\uaed8 \ub098\ub220 \ub0b4\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \uadfc\ub85c\uc790\ub97c 1\uba85\uc774\ub77c\ub3c4 \uace0\uc6a9\ud55c \uc0ac\uc5c5\uc7a5\uc774\ub77c\uba74 \uc6d0\uce59\uc801\uc73c\ub85c \ub124 \uac00\uc9c0 \ubcf4\ud5d8\uc5d0 \ubaa8\ub450 \uac00\uc785\ud574\uc57c \ud558\uba70, \ubcf4\ud5d8\ub8cc\ub294 \ub9e4\ub2ec \uae09\uc5ec\uc5d0\uc11c \uacf5\uc81c\ub429\ub2c8\ub2e4. \uac01 \ubcf4\ud5d8\uc740 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8, \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8, \uadfc\ub85c\ubcf5\uc9c0\uacf5\ub2e8 \ub4f1 \uc11c\ub85c \ub2e4\ub978 \uae30\uad00\uc774 \uc6b4\uc601\ud558\uc9c0\ub9cc, \uac00\uc785 \uc2e0\uace0\uc640 \ub0a9\ubd80\ub294 \ud558\ub098\ub85c \ubb36\uc5ec \ucc98\ub9ac\ub429\ub2c8\ub2e4.<\/p>\n<h3>4\ub300\ubcf4\ud5d8\uc758 \ub124 \uac00\uc9c0 \uc885\ub958\uc640 \uc5ed\ud560<\/h3>\n<p>4\ub300\ubcf4\ud5d8\uc740 \ubcf4\uc7a5\ud558\ub294 \uc704\ud5d8\uc5d0 \ub530\ub77c \uc5ed\ud560\uc774 \ub098\ub269\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uc740 \uc740\ud1f4 \ud6c4\uc758 \ub178\ud6c4 \uc18c\ub4dd\uc744, \uac74\uac15\ubcf4\ud5d8\uc740 \uc9c8\ubcd1\u00b7\ubd80\uc0c1 \uce58\ub8cc\ube44\ub97c \ubcf4\uc7a5\ud558\uace0, \uc5ec\uae30\uc5d0 \ub354\ud574 \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc774 \uac74\uac15\ubcf4\ud5d8\ub8cc\uc5d0 \ud568\uaed8 \ubd80\uacfc\ub418\uc5b4 \ub178\uc778 \ub3cc\ubd04 \ube44\uc6a9\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uace0\uc6a9\ubcf4\ud5d8\uc740 \uc2e4\uc9c1\ud588\uc744 \ub54c \uc0dd\ud65c\uc744 \ub3d5\ub294 \uc5ed\ud560\uc744 \ud558\ub294\ub370, \uc2e4\uc81c\ub85c \ubc1b\uac8c \ub418\ub294 \uae09\uc5ec \uae30\uc900\uacfc \uc2e0\uccad \uc808\ucc28\ub294 <a href=\"https:\/\/occupationnavi.com\/?p=368\">\uc2e4\uc5c5\uae09\uc5ec \uc870\uac74\uacfc \uc2e0\uccad \ubc29\ubc95 \uc815\ub9ac<\/a>\uc5d0\uc11c \uc790\uc138\ud788 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc0b0\uc7ac\ubcf4\ud5d8\uc740 \uc5c5\ubb34 \uc911 \ubc1c\uc0dd\ud55c \uc0ac\uace0\ub098 \uc9c8\ubcd1\uc744 \ubcf4\uc0c1\ud558\uba70, \uc774 \ubcf4\ud5d8\ub8cc\ub294 \uc804\uc561 \uc0ac\uc5c5\uc8fc\uac00 \ubd80\ub2f4\ud569\ub2c8\ub2e4.<\/p>\n<h2>2026\ub144 4\ub300\ubcf4\ud5d8 \uc694\uc728\uc740 \uc5b4\ub5bb\uac8c \ubc14\ub00c\uc5c8\ub098<\/h2>\n<p><iframe title=\"2026\ub144 \uac74\uc124\uc5c5\uc5d0 \uc801\uc6a9\ub420 \ub178\ub3d9 \ubc0f 4\ub300\ubcf4\ud5d8 \uad00\ub828 \uc694\uc728 \ucd1d\uc815\ub9ac!\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/AC5kDsULZ68?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>\ucd9c\ucc98: <a href=\"https:\/\/www.youtube.com\/watch?v=AC5kDsULZ68\" target=\"_blank\" rel=\"noopener\">\uac74\uc124TV<\/a><\/p>\n<p>2026\ub144 4\ub300\ubcf4\ud5d8 \uc694\uc728\uc740 \uad6d\ubbfc\uc5f0\uae08\uacfc \uac74\uac15\ubcf4\ud5d8\uc774 \ub3d9\uc2dc\uc5d0 \uc778\uc0c1\ub418\uc5b4 \uc804\ub144\ubcf4\ub2e4 \ubd80\ub2f4\uc774 \ub298\uc5c8\uc2b5\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uc740 2025\ub144 9%\uc5d0\uc11c 2026\ub144 9.5%\ub85c \uc62c\ub790\uace0, \uac74\uac15\ubcf4\ud5d8\uc740 7.09%\uc5d0\uc11c 7.19%\ub85c \uc778\uc0c1\ub410\uc2b5\ub2c8\ub2e4. \uac74\uac15\ubcf4\ud5d8\ub8cc\uc5d0 \ud568\uaed8 \ubd80\uacfc\ub418\ub294 \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \uc694\uc728\ub3c4 \uac74\uac15\ubcf4\ud5d8\ub8cc\uc758 12.95%\uc5d0\uc11c 13.14%\ub85c \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4. \ubc18\uba74 \uace0\uc6a9\ubcf4\ud5d8\uc758 \uc2e4\uc5c5\uae09\uc5ec \uc694\uc728\uc740 1.8%\ub85c \ub3d9\uacb0\ub410\uace0, \uc0b0\uc7ac\ubcf4\ud5d8\uc740 \uc5c5\uc885\ubcc4\ub85c \uc694\uc728\uc774 \ub2e4\ub985\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08 \uc694\uc728 \uc778\uc0c1\uc740 1998\ub144 \uc774\ud6c4 \ucc98\uc74c\uc73c\ub85c, \uc790\uc138\ud55c \ubc30\uacbd\uc740 <a href=\"https:\/\/www.nps.or.kr\" target=\"_blank\" rel=\"noopener\">\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8<\/a>\uc758 \uc5f0\uae08\ubcf4\ud5d8\ub8cc \uc548\ub0b4\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ubcf4\ud5d8\ubcc4 \uc694\uc728\uacfc \uadfc\ub85c\uc790\u00b7\uc0ac\uc5c5\uc8fc \ubd80\ub2f4 \ube44\uc728<\/h3>\n<p>\uad6d\ubbfc\uc5f0\uae08\uacfc \uac74\uac15\ubcf4\ud5d8, \uace0\uc6a9\ubcf4\ud5d8\uc740 \uadfc\ub85c\uc790\uc640 \uc0ac\uc5c5\uc8fc\uac00 \ubcf4\ud5d8\ub8cc\ub97c \uc815\ud655\ud788 \uc808\ubc18\uc529 \ub098\ub220 \ub0c5\ub2c8\ub2e4. 2026\ub144 \uad6d\ubbfc\uc5f0\uae08 9.5%\ub294 \uadfc\ub85c\uc790 4.75%\uc640 \uc0ac\uc5c5\uc8fc 4.75%\ub85c, \uac74\uac15\ubcf4\ud5d8 7.19%\ub294 \uac01\uac01 3.595%\ub85c \ub098\ub269\ub2c8\ub2e4. \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uac74\uac15\ubcf4\ud5d8\ub8cc\uc5d0 13.14%\ub97c \uacf1\ud55c \uae08\uc561\uc744 \ub2e4\uc2dc \uc808\ubc18\uc529 \ubd80\ub2f4\ud569\ub2c8\ub2e4. \uace0\uc6a9\ubcf4\ud5d8 \uc2e4\uc5c5\uae09\uc5ec 1.8%\ub3c4 \uadfc\ub85c\uc790 0.9%, \uc0ac\uc5c5\uc8fc 0.9%\ub85c \ub098\ub258\uc9c0\ub9cc, \uace0\uc6a9\uc548\uc815\u00b7\uc9c1\uc5c5\ub2a5\ub825\uac1c\ubc1c \uc0ac\uc5c5\ubd84(\uc0c1\uc2dc\uadfc\ub85c\uc790 150\uc778 \ubbf8\ub9cc 0.25% \ub4f1)\uc740 \uc0ac\uc5c5\uc8fc\uac00 \ucd94\uac00\ub85c \ubd80\ub2f4\ud569\ub2c8\ub2e4. \uc0b0\uc7ac\ubcf4\ud5d8\ub8cc\ub294 \uc804\uc561 \uc0ac\uc5c5\uc8fc \ubaab\uc774\ub77c \uadfc\ub85c\uc790 \uae09\uc5ec\uc5d0\uc11c\ub294 \uacf5\uc81c\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"aiplatform-element\" style=\"border:1px solid #e2e8f0;border-left:4px solid #d97706;border-radius:8px;background:#f8fafc;color:#1e293b;padding:18px 22px;margin:28px 0\">\n<p style=\"font-weight:700;font-size:1.05em;margin:0 0 10px\">2026\ub144 4\ub300\ubcf4\ud5d8 \uc694\uc728\ud45c<\/p>\n<p>2026\ub144 \uae30\uc900 4\ub300\ubcf4\ud5d8\uc758 \ucd1d\uc694\uc728\uacfc \uadfc\ub85c\uc790\u00b7\uc0ac\uc5c5\uc8fc \ubd80\ub2f4 \ube44\uc728\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\ubcf4\ud5d8 \uc885\ub958<\/th>\n<th>2026\ub144 \ucd1d\uc694\uc728<\/th>\n<th>\uadfc\ub85c\uc790 \ubd80\ub2f4<\/th>\n<th>\uc0ac\uc5c5\uc8fc \ubd80\ub2f4<\/th>\n<th>\ube44\uace0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uad6d\ubbfc\uc5f0\uae08<\/td>\n<td>9.5%<\/td>\n<td>4.75%<\/td>\n<td>4.75%<\/td>\n<td>2033\ub144 13%\uae4c\uc9c0 \ub9e4\ub144 0.5%p \uc778\uc0c1<\/td>\n<\/tr>\n<tr>\n<td>\uac74\uac15\ubcf4\ud5d8<\/td>\n<td>7.19%<\/td>\n<td>3.595%<\/td>\n<td>3.595%<\/td>\n<td>\ubcf4\uc218\uc6d4\uc561 \uae30\uc900<\/td>\n<\/tr>\n<tr>\n<td>\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8<\/td>\n<td>\uac74\uac15\ubcf4\ud5d8\ub8cc\uc758 13.14%<\/td>\n<td>50%<\/td>\n<td>50%<\/td>\n<td>\ubcf4\uc218\uc6d4\uc561 \ub300\ube44 \uc57d 0.9448%<\/td>\n<\/tr>\n<tr>\n<td>\uace0\uc6a9\ubcf4\ud5d8(\uc2e4\uc5c5\uae09\uc5ec)<\/td>\n<td>1.8%<\/td>\n<td>0.9%<\/td>\n<td>0.9%<\/td>\n<td>\uace0\uc6a9\uc548\uc815\u00b7\uc9c1\uc5c5\ub2a5\ub825\uac1c\ubc1c\ubd84\uc740 \uc0ac\uc5c5\uc8fc \ucd94\uac00 \ubd80\ub2f4<\/td>\n<\/tr>\n<tr>\n<td>\uc0b0\uc7ac\ubcf4\ud5d8<\/td>\n<td>\uc5c5\uc885\ubcc4 \uc0c1\uc774<\/td>\n<td>\uc5c6\uc74c<\/td>\n<td>\uc804\uc561<\/td>\n<td>\uadfc\ub85c\uc790 \uae09\uc5ec \uacf5\uc81c \uc5c6\uc74c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>4\ub300\ubcf4\ud5d8 \uacc4\uc0b0 \ubc29\ubc95\uacfc \uc6d4\uae09\ubcc4 \uacf5\uc81c\uc561<\/h2>\n<p><iframe title=\"4\ub300\ubcf4\ud5d8 \uacc4\uc0b0\uae30, \uc9c1\uc811 \ub0b4 \uc0ac\uc5c5\uc7a5 \ubcf4\ud5d8\ub8cc \uacc4\uc0b0\ud574\ubcf4\uc138\uc694!\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/zkfc6uSzIs0?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>\ucd9c\ucc98: <a href=\"https:\/\/www.youtube.com\/watch?v=zkfc6uSzIs0\" target=\"_blank\" rel=\"noopener\">\ub85c\ub364\uc138\ubb34\ubc95\uc778<\/a><\/p>\n<p>4\ub300\ubcf4\ud5d8 \uacc4\uc0b0\uc758 \uae30\ubcf8 \uc6d0\ub9ac\ub294 &#8216;\uae30\uc900 \ubcf4\uc218 \u00d7 \ubcf4\ud5d8\ub8cc\uc728 \u00d7 \ubd80\ub2f4 \ube44\uc728&#8217;\uc785\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uc740 \uae30\uc900\uc18c\ub4dd\uc6d4\uc561\uc5d0, \ub098\uba38\uc9c0 \ubcf4\ud5d8\uc740 \ubcf4\uc218\uc6d4\uc561(\ube44\uacfc\uc138\ub97c \ube80 \uc6d4 \uae09\uc5ec)\uc5d0 \uac01 \uc694\uc728\uc744 \uacf1\ud55c \ub4a4 \uadfc\ub85c\uc790 \ubd80\ub2f4\ubd84\ub9cc \uc801\uc6a9\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc6d4 \uae09\uc5ec 300\ub9cc \uc6d0\uc778 \uadfc\ub85c\uc790\ub77c\uba74 2026\ub144 \uae30\uc900 \uadfc\ub85c\uc790 \ubd80\ub2f4 \uacf5\uc81c\uc561\uc740 \uc57d 29\ub9cc \uc6d0 \uc548\ud30e\uc774 \ub429\ub2c8\ub2e4. \uc815\ud655\ud55c \uae08\uc561\uc740 <a href=\"https:\/\/www.4insure.or.kr\" target=\"_blank\" rel=\"noopener\">4\ub300\uc0ac\ud68c\ubcf4\ud5d8 \uc815\ubcf4\uc5f0\uacc4\uc13c\ud130<\/a>\uc758 \ubcf4\ud5d8\ub8cc \ubaa8\uc758\uacc4\uc0b0 \uae30\ub2a5\uc744 \uc774\uc6a9\ud558\uba74 \uc190\uc27d\uac8c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uae09\uc5ec\uc640 \ud568\uaed8 \ucc59\uaca8\uc57c \ud560 \ud56d\ubaa9\uc73c\ub85c <a href=\"https:\/\/occupationnavi.com\/?p=98\">\ud1f4\uc9c1\uae08 \uc9c0\uae09 \uae30\uc900<\/a>\uacfc <a href=\"https:\/\/occupationnavi.com\/?p=196\">\uc5f0\ucc28\uc218\ub2f9 \uacc4\uc0b0\ubc95<\/a>\ub3c4 \ud568\uaed8 \uc0b4\ud3b4\ubcf4\uba74 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<h3>\uc6d4\uae09 300\ub9cc \uc6d0 \uae30\uc900 4\ub300\ubcf4\ud5d8 \uacf5\uc81c \uc608\uc2dc<\/h3>\n<p>\uc6d4 \uae09\uc5ec 300\ub9cc \uc6d0\uc744 \uae30\uc900\uc73c\ub85c \uacc4\uc0b0\ud558\uba74 \uadfc\ub85c\uc790 \ubd80\ub2f4\ubd84\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uc740 300\ub9cc \uc6d0\uc758 4.75%\uc778 14\ub9cc 2,500\uc6d0, \uac74\uac15\ubcf4\ud5d8\uc740 3.595%\uc778 10\ub9cc 7,850\uc6d0\uc785\ub2c8\ub2e4. \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uac74\uac15\ubcf4\ud5d8\ub8cc 10\ub9cc 7,850\uc6d0\uc758 13.14%\uc778 \uc57d 1\ub9cc 4,170\uc6d0, \uace0\uc6a9\ubcf4\ud5d8\uc740 0.9%\uc778 2\ub9cc 7,000\uc6d0\uc785\ub2c8\ub2e4. \ub124 \ud56d\ubaa9\uc744 \ub354\ud558\uba74 \uc57d 29\ub9cc 1,520\uc6d0\uc774 \uacf5\uc81c\ub418\uba70, \uc0b0\uc7ac\ubcf4\ud5d8\uc740 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uacf5\uc81c \ud6c4 \uc2e4\uc81c \uc2e4\uc218\ub839\uc561\uc740 \uc218\ub2f9 \uad6c\uc870\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ubbc0\ub85c <a href=\"https:\/\/occupationnavi.com\/?p=298\">\ud3ec\uad04\uc784\uae08\uc81c\uc640 \uc5f0\uc7a5\uadfc\ub85c\uc218\ub2f9 \uacc4\uc0b0\ubc95<\/a>\ub3c4 \ud568\uaed8 \ud655\uc778\ud558\uba74 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc544\ub798 \ud45c\ub294 \uc6d4 \uae09\uc5ec 300\ub9cc \uc6d0 \uadfc\ub85c\uc790\uc758 \ubcf4\ud5d8\ubcc4 \uacf5\uc81c\uc561\uc744 \uc815\ub9ac\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uadfc\ub85c\uc790 \uc694\uc728<\/th>\n<th>\uacf5\uc81c\uc561(\uc6d4)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uad6d\ubbfc\uc5f0\uae08<\/td>\n<td>4.75%<\/td>\n<td>142,500\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uac74\uac15\ubcf4\ud5d8<\/td>\n<td>3.595%<\/td>\n<td>107,850\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8<\/td>\n<td>\uac74\uac15\ubcf4\ud5d8\ub8cc\uc758 13.14%<\/td>\n<td>\uc57d 14,170\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uace0\uc6a9\ubcf4\ud5d8<\/td>\n<td>0.9%<\/td>\n<td>27,000\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\ud569\uacc4<\/td>\n<td>&#8211;<\/td>\n<td>\uc57d 291,520\uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ub2e4\ub9cc \uad6d\ubbfc\uc5f0\uae08\uc740 \uae30\uc900\uc18c\ub4dd\uc6d4\uc561\uc5d0 \uc0c1\u00b7\ud558\ud55c\uc774 \uc788\uc5b4(2025\ub144 7\uc6d4 \uae30\uc900 \uc0c1\ud55c \uc57d 637\ub9cc \uc6d0), \uace0\uc18c\ub4dd\uc790\ub294 \uc2e4\uc81c \uacf5\uc81c\uc561\uc774 \ud45c\uc640 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>4\ub300\ubcf4\ud5d8 \uac00\uc785\uc870\uac74\uacfc \uc758\ubb34\uac00\uc785 \ub300\uc0c1<\/h2>\n<p>4\ub300\ubcf4\ud5d8 \uac00\uc785\uc870\uac74\uc758 \ud575\uc2ec\uc740 &#8216;\uadfc\ub85c\uc790\ub97c \uace0\uc6a9\ud588\ub294\uac00&#8217;\uc785\ub2c8\ub2e4. \uc0c1\uc2dc \uadfc\ub85c\uc790\ub97c 1\uba85 \uc774\uc0c1 \ub454 \uc0ac\uc5c5\uc7a5\uc740 \ub300\ud45c\ub97c \uc81c\uc678\ud55c \ubaa8\ub4e0 \uadfc\ub85c\uc790\uc5d0 \ub300\ud574 \ub124 \uac00\uc9c0 \ubcf4\ud5d8\uc5d0 \uc758\ubb34\uc801\uc73c\ub85c \uac00\uc785\ud574\uc57c \ud569\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uc740 \ub9cc 18\uc138 \uc774\uc0c1 60\uc138 \ubbf8\ub9cc \uadfc\ub85c\uc790\uac00 \uac00\uc785 \ub300\uc0c1\uc774\uace0, \uac74\uac15\ubcf4\ud5d8\uc740 \uc5f0\ub839\uacfc \ubb34\uad00\ud558\uac8c \uc0c1\uc2dc \uadfc\ub85c\uc790\uc5d0\uac8c \uc801\uc6a9\ub429\ub2c8\ub2e4. \uace0\uc6a9\ubcf4\ud5d8\uacfc \uc0b0\uc7ac\ubcf4\ud5d8\uc740 \uadfc\ub85c\uc790\ub97c \uc0ac\uc6a9\ud558\ub294 \uc0ac\uc5c5\uc7a5\uc774\ub77c\uba74 \ub2f9\uc5f0 \uac00\uc785 \ub300\uc0c1\uc785\ub2c8\ub2e4. \uc989 \uc544\ub974\ubc14\uc774\ud2b8\ub098 \uacc4\uc57d\uc9c1\uc774\ub77c\ub3c4 \uc77c\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 4\ub300\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\ucd08\ub2e8\uc2dc\uac04\u00b7\ub2e8\uc2dc\uac04 \uadfc\ub85c\uc790\uc758 \uac00\uc785 \uc5ec\ubd80<\/h3>\n<p>\uc6d4 \uc18c\uc815\uadfc\ub85c\uc2dc\uac04\uc774 60\uc2dc\uac04(\uc8fc 15\uc2dc\uac04) \ubbf8\ub9cc\uc778 \ucd08\ub2e8\uc2dc\uac04 \uadfc\ub85c\uc790\ub294 \ubcf4\ud5d8\ubcc4\ub85c \uc801\uc6a9 \uc5ec\ubd80\uac00 \ub2e4\ub985\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\uacfc \uac74\uac15\ubcf4\ud5d8, \uace0\uc6a9\ubcf4\ud5d8\uc740 \uc6d0\uce59\uc801\uc73c\ub85c \uc801\uc6a9\uc5d0\uc11c \uc81c\uc678\ub418\uc9c0\ub9cc, \uace0\uc6a9\ubcf4\ud5d8\uc740 3\uac1c\uc6d4 \uc774\uc0c1 \uacc4\uc18d \uadfc\ubb34\ud558\uba74 \uac00\uc785 \uc758\ubb34\uac00 \uc0dd\uae41\ub2c8\ub2e4. \ubc18\uba74 \uc0b0\uc7ac\ubcf4\ud5d8\uc740 \uadfc\ub85c\uc2dc\uac04\uacfc \uad00\uacc4\uc5c6\uc774 \ubaa8\ub4e0 \uadfc\ub85c\uc790\uc5d0\uac8c \uc608\uc678 \uc5c6\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc5ec\uae30\uc11c \uc18c\uc815\uadfc\ub85c\uc2dc\uac04\uc740 \uc2e4\uc81c \uadfc\ubb34\uc2dc\uac04\uc774 \uc544\ub2c8\ub77c \uadfc\ub85c\uacc4\uc57d\uc11c\uc5d0 \uc57d\uc815\ud55c \uc2dc\uac04\uc744 \ub73b\ud558\uba70, \ud2b9\uc815 \uc8fc\uc5d0 \uc7a0\uae50 15\uc2dc\uac04\uc744 \ub118\uacbc\ub2e4\uace0 \ubc14\ub85c \uae30\uc900\uc774 \ubc14\ub00c\uc9c0\ub294 \uc54a\uace0 4\uc8fc\ub97c \ud3c9\uade0\ud55c 1\uc8fc \uc18c\uc815\uadfc\ub85c\uc2dc\uac04\uc73c\ub85c \ud310\ub2e8\ud569\ub2c8\ub2e4. \uac74\uac15\ubcf4\ud5d8 \uac00\uc785\uacfc \ud53c\ubd80\uc591\uc790 \ub4f1\ub85d \uae30\uc900\uc740 <a href=\"https:\/\/www.nhis.or.kr\" target=\"_blank\" rel=\"noopener\">\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8<\/a> \uc790\ub8cc\ub85c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"aiplatform-element\" style=\"border:1px solid #e2e8f0;border-left:4px solid #d97706;border-radius:8px;background:#f8fafc;color:#1e293b;padding:18px 22px;margin:28px 0\">\n<p style=\"font-weight:700;font-size:1.05em;margin:0 0 10px\">\uac00\uc785\uc870\uac74 \ud655\uc778 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/p>\n<p>\uc544\ub798 \ud56d\ubaa9\uc744 \ud1b5\ud574 4\ub300\ubcf4\ud5d8 \uc758\ubb34\uac00\uc785 \ub300\uc0c1\uc778\uc9c0 \uac04\ub2e8\ud788 \uc810\uac80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uadfc\ub85c\uc790\ub97c 1\uba85\uc774\ub77c\ub3c4 \uace0\uc6a9\ud55c \uc0ac\uc5c5\uc7a5\uc740 4\ub300\ubcf4\ud5d8\uc774 \ubaa8\ub450 \ub2f9\uc5f0 \uc801\uc6a9\ub41c\ub2e4.<\/li>\n<li>\uad6d\ubbfc\uc5f0\uae08\uc740 \ub9cc 18\uc138 \uc774\uc0c1 60\uc138 \ubbf8\ub9cc \uadfc\ub85c\uc790\uac00 \uac00\uc785 \ub300\uc0c1\uc774\ub2e4.<\/li>\n<li>\uac74\uac15\ubcf4\ud5d8\uc740 \uc5f0\ub839\uacfc \uad00\uacc4\uc5c6\uc774 \uc0c1\uc2dc \uadfc\ub85c\uc790\uac00 \uac00\uc785 \ub300\uc0c1\uc774\ub2e4.<\/li>\n<li>\uc6d4 \uc18c\uc815\uadfc\ub85c\uc2dc\uac04 60\uc2dc\uac04(\uc8fc 15\uc2dc\uac04) \ubbf8\ub9cc\uc774\uba74 \uad6d\ubbfc\uc5f0\uae08\u00b7\uac74\uac15\ubcf4\ud5d8\u00b7\uace0\uc6a9\ubcf4\ud5d8\uc740 \uc6d0\uce59\uc801\uc73c\ub85c \uc81c\uc678\ub41c\ub2e4.<\/li>\n<li>\ucd08\ub2e8\uc2dc\uac04 \uadfc\ub85c\uc790\ub77c\ub3c4 3\uac1c\uc6d4 \uc774\uc0c1 \uacc4\uc18d \uc77c\ud558\uba74 \uace0\uc6a9\ubcf4\ud5d8 \uac00\uc785 \uc758\ubb34\uac00 \uc0dd\uae34\ub2e4.<\/li>\n<li>\uc0b0\uc7ac\ubcf4\ud5d8\uc740 \uadfc\ub85c\uc2dc\uac04\uacfc \ubb34\uad00\ud558\uac8c \ubaa8\ub4e0 \uadfc\ub85c\uc790\uc5d0\uac8c \uc801\uc6a9\ub41c\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<h2>\uacb0\ub860<\/h2>\n<p>2026\ub144 4\ub300\ubcf4\ud5d8\uc740 \uad6d\ubbfc\uc5f0\uae08 9.5%, \uac74\uac15\ubcf4\ud5d8 7.19%, \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8(\uac74\uac15\ubcf4\ud5d8\ub8cc\uc758 13.14%), \uace0\uc6a9\ubcf4\ud5d8 1.8%\ub85c \uc815\ub9ac\ub418\uba70, \uc0b0\uc7ac\ubcf4\ud5d8\uc744 \ube80 \ub098\uba38\uc9c0\ub294 \uadfc\ub85c\uc790\uc640 \uc0ac\uc5c5\uc8fc\uac00 \ub098\ub220 \ubd80\ub2f4\ud569\ub2c8\ub2e4. \uc694\uc728\uc740 \ud574\ub9c8\ub2e4 \ubc14\ub014 \uc218 \uc788\uc73c\ub2c8, \uc2e4\uc81c \uacf5\uc81c\uc561\uc740 \uacf5\uc2dd \uacc4\uc0b0\uae30\uc640 \uac01 \uacf5\ub2e8 \uc548\ub0b4\ub85c \ub2e4\uc2dc \ud655\uc778\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>\u203b \uc774 \uae00\uc740 2026\ub144 \uae30\uc900 \uc77c\ubc18 \uc815\ubcf4 \uc81c\uacf5\uc744 \ubaa9\uc801\uc73c\ub85c \ud558\uba70, \uac1c\ubcc4 \uc0ac\uc5c5\uc7a5\uacfc \uadfc\ub85c \ud615\ud0dc\uc5d0 \ub530\ub978 \uc815\ud655\ud55c \ubcf4\ud5d8\ub8cc \ubc0f \uac00\uc785 \uc758\ubb34\ub294 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8, \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8, \uadfc\ub85c\ubcf5\uc9c0\uacf5\ub2e8 \ub4f1 \uacf5\uc2dd \uae30\uad00\uc774\ub098 \uacf5\uc778\ub178\ubb34\uc0ac \uc0c1\ub2f4\uc744 \ud1b5\ud574 \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<div class=\"aiplatform-element\" style=\"border:1px solid #e2e8f0;border-left:4px solid #d97706;border-radius:8px;background:#f8fafc;color:#1e293b;padding:18px 22px;margin:28px 0\">\n<p style=\"font-weight:700;font-size:1.05em;margin:0 0 10px\">\ucc38\uace0 \uc790\ub8cc<\/p>\n<ul>\n<li><a href=\"https:\/\/www.nhis.or.kr\" rel=\"nofollow noopener\" target=\"_blank\">\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \u2013 2026\ub144\ub3c4 \ubcf4\ud5d8\ub8cc\uc728 \uc548\ub0b4<\/a><\/li>\n<li><a href=\"https:\/\/www.nps.or.kr\" rel=\"nofollow noopener\" target=\"_blank\">\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \u2013 \uc5f0\uae08\ubcf4\ud5d8\ub8cc(\ubcf4\ud5d8\ub8cc\uc728) \uc548\ub0b4<\/a><\/li>\n<li><a href=\"https:\/\/www.4insure.or.kr\" rel=\"nofollow noopener\" target=\"_blank\">4\ub300\uc0ac\ud68c\ubcf4\ud5d8 \uc815\ubcf4\uc5f0\uacc4\uc13c\ud130 \u2013 \ubcf4\ud5d8\ub8cc \ubaa8\uc758\uacc4\uc0b0<\/a><\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ub9e4\ub2ec \uc6d4\uae09\uba85\uc138\uc11c\ub97c \ubcf4\uba74 \uc138\uae08 \uc678\uc5d0\ub3c4 \uc5ec\ub7ec \uacf5\uc81c \ud56d\ubaa9\uc774 \ube60\uc838\ub098\uac11\ub2c8\ub2e4. \uadf8 \uc911\uc2ec\uc5d0 \uc788\ub294 \uac83\uc774 \ubc14\ub85c 4\ub300\ubcf4\ud5d8\uc785\ub2c8\ub2e4. 2026\ub144\uc5d0\ub294 \uad6d\ubbfc\uc5f0\uae08\uacfc \uac74\uac15\ubcf4\ud5d8 \uc694\uc728\uc774 \ud568\uaed8 \uc624\ub974\uba74\uc11c \uc2e4\uc218\ub839\uc561\uc5d0\ub3c4 \ubcc0\ud654\uac00 \uc0dd\uacbc\ub294\ub370\uc694. 4\ub300\ubcf4\ud5d8\uc774 \uc815\ud655\ud788 \ubb34\uc5c7\uc774\uace0, \uc694\uc728\uc740 \uc5b4\ub5bb\uac8c \ubc14\ub00c\uc5c8\uc73c\uba70, \ub204\uac00 \uc5bc\ub9c8\ub97c \ubd80\ub2f4\ud558\ub294\uc9c0 \uc544\ub798\uc5d0\uc11c \ud558\ub098\uc529 \uc9da\uc5b4 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. 4\ub300\ubcf4\ud5d8\uc774\ub780 \ubb34\uc5c7\uc77c\uae4c \ucd9c\ucc98: \ub85c\ub364\uc138\ubb34\ubc95\uc778 4\ub300\ubcf4\ud5d8\uc740 \uad6d\uac00\uac00 \ubc95\uc73c\ub85c \uac00\uc785\uc744 \uc758\ubb34\ud654\ud55c \ub124 \uac00\uc9c0 \uc0ac\ud68c\ubcf4\ud5d8\uc73c\ub85c, \uad6d\ubbfc\uc5f0\uae08\u00b7\uac74\uac15\ubcf4\ud5d8\u00b7\uace0\uc6a9\ubcf4\ud5d8\u00b7\uc0b0\uc7ac\ubcf4\ud5d8\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uc9c8\ubcd1, \ub178\ub839, \uc2e4\uc5c5, \uc5c5\ubb34\uc0c1 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":380,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-373","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-labour-law-welfare"],"_links":{"self":[{"href":"https:\/\/occupationnavi.com\/index.php?rest_route=\/wp\/v2\/posts\/373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/occupationnavi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/occupationnavi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/occupationnavi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/occupationnavi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=373"}],"version-history":[{"count":1,"href":"https:\/\/occupationnavi.com\/index.php?rest_route=\/wp\/v2\/posts\/373\/revisions"}],"predecessor-version":[{"id":376,"href":"https:\/\/occupationnavi.com\/index.php?rest_route=\/wp\/v2\/posts\/373\/revisions\/376"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/occupationnavi.com\/index.php?rest_route=\/wp\/v2\/media\/380"}],"wp:attachment":[{"href":"https:\/\/occupationnavi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/occupationnavi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/occupationnavi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}